Your Entire Financial World, Beautifully Organized.
The intelligent Personal Finance App to track your net worth, master your spending, and build a future that aligns with your values—all with Ihsan (Excellence).
No sign-up required. Instantly interact with a live demo.
Tired of Financial Chaos & Compromise?
Your financial life is spread across a dozen different tools, creating stress and inefficiency. More importantly, these generic tools don't understand your principles, forcing you to constantly compromise.
MANUAL DATA ENTRY
Spending hours every month exporting statements and typing numbers into a spreadsheet that's always out of date.
FINANCIAL BLIND SPOTS
You can't see how your spending affects your investments, or how your debt impacts your net worth, because nothing is connected.
ANXIOUS GUESSWORK
Making important decisions about your savings, investments, or ethical duties based on incomplete data and a 'gut feeling' rather than true clarity.
The Unified Financial Command Center Built for Muslims.
Ethica brings all your finances into one secure, smart, and beautifully designed place. We built this platform on a foundation of Amanah (Sacred Trust) to provide you with true peace of mind.
One Unified App
Securely connect all your accounts for a single, real-time view of your net worth.
AI-Powered Intelligence
Our smart engine automatically tracks your spending, analyzes your cash flow, and uncovers hidden insights.
Faith-Aligned Planning
Go beyond the numbers. Ethica is the first platform designed to help you plan for your unique life goals—from saving for Hajj to fulfilling your Zakat with confidence.
Experience a Smarter Way to Build Your Wealth.
Track Your Net Worth in Real-Time
See all your assets and liabilities in one place, updated automatically.
Master Your Cash Flow with AI Insights
Understand where your money goes and get personalized tips to save more.
Plan and Achieve Your Biggest Life Goals
Whether it's Hajj, a new home, or education, create a plan and track your progress.
Build a Path to Debt Freedom
Use our planner to eliminate Riba-based debt and manage your loans wisely.
A Message from Our Founder
"As-salamu alaykum. I built Ethica because I believe our financial tools should do more than just count our money—they should reflect our values and help us live with purpose. This platform is my niyyah (intention) to empower our community. Your feedback is the cornerstone of our growth. Please feel free to connect with me directly."
Ready to Build Your Future with Clarity and Purpose?
Join a growing community of forward-thinkers who are taking control of their finances in a more meaningful way.